Ayushman Vay Vandana Card: The Central Government’s Flagship Scheme Offering Free Medical Treatment for Seniors
The Ayushman Bharat PM-JAY scheme, a major initiative by the central government, provides substantial healthcare benefits to senior citizens in India. Under this scheme, all individuals aged 70 years and above are eligible for free medical treatment worth up to ₹5 lakh annually, regardless of their income or economic background.
In India, there are around 6 crore senior citizens aged 70 years or above, belonging to approximately 4.5 crore families. The key eligibility criterion for the Ayushman Bharat PM-JAY scheme is simple: the individual must be 70 years or older, with age verified through their Aadhaar card—no consideration of income or economic status is required.
To avail the benefits, eligible senior citizens must register under the scheme and obtain their Vay Vandana Card. This card provides a ₹5 lakh annual top-up for free medical treatment at over 2,000 empanelled hospitals across the country.
How to Enroll Under Ayushman Bharat PMJAY Senior Citizen Scheme
Enrolling in the Ayushman Bharat PMJAY scheme for senior citizens is a straightforward process. The key requirement is Aadhaar-based e-KYC, which is essential for both registration and the issuance of the Ayushman Vay Vandana Card.
Enrollment Details:
- Required Document: Aadhaar card (no other documents needed).
- e-KYC Process: Mandatory for verification and card issuance.
- Age Verification: If the Aadhaar card only mentions the birth year, January 1st of the following year will be considered as the official date of birth for eligibility purposes.
Once enrolled, eligible senior citizens will receive their Vay Vandana Card, enabling them to access free medical treatment worth up to ₹5 lakh annually at over 2,000 empanelled hospitals across India.
Ayushman Bharat PMJAY: Adding Family Members and Accessing Benefits
If both of your parents are aged 70 or above, you don’t need to enroll them separately. Once the first eligible family member is registered, additional members can be easily added using the “Add Member” feature available on the official enrollment portal.
How to Apply:
- Online Application: Visit www.beneficiary.nha.gov.in or use the Ayushman App (available on the Google Play Store for Android users).
- Individual Cards: Each eligible senior citizen will receive a separate Ayushman card upon successful enrollment.
Immediate Access to Benefits:
- No Waiting Period: Medical coverage begins immediately from the day of enrollment.
- Comprehensive Care: Beneficiaries can access treatment without delay, including for pre-existing conditions, ensuring prompt and effective healthcare.
With this seamless process, the Ayushman Bharat PMJAY Senior Citizen Scheme ensures that all eligible elderly individuals receive timely, cashless medical care at over 2,000 empanelled hospitals across India.
How to Get the Vay Vandana Card
Senior citizens aged 70 and above can easily obtain their Ayushman Vay Vandana Card through the Ayushman App. This card grants access to free medical treatment worth up to ₹5 lakh under the Ayushman Bharat PMJAY Senior Citizen Scheme.
Simply download the Ayushman App, complete the Aadhaar-based e-KYC enrollment, and start enjoying comprehensive healthcare benefits right away.
Here’s How to Get the Ayushman Vay Vandana Card
The Ayushman Vay Vandana Card is an extension of the Ayushman Bharat PM-JAY — the world’s largest health assurance scheme. To get your card, follow these simple steps:
- Download the Ayushman App from the Google Play Store.
- Login as a beneficiary or operator (if applicable).
- Enter the captcha, your mobile number, and choose your preferred mode of authentication.
- Enter the OTP and captcha code, then click “Login.”
- Allow the app to access your device’s location.
- Enter the beneficiary’s details, including state and Aadhaar number.
- If the beneficiary is not found in the database, complete the e-KYC process by providing consent for OTP verification.
- Provide the required declaration and fill in all necessary fields.
- Enter the beneficiary’s mobile number and the OTP received.
- Fill in additional details such as category and PIN code.
- Add details of any eligible family members and proceed to submit the application.
- After completing the e-KYC, once your application is approved, you can download the Ayushman Vay Vandana Card directly from the app.
This card will enable you to access up to ₹5 lakh worth of free medical treatment at empanelled hospitals across India.
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